Commercial coverage
Umbrella & Excess Liability quotes
Additional limits over primary GL and often commercial auto.
Umbrella and excess liability add limits above primary general liability and frequently commercial auto. Underlying limits and exclusions still control what sits beneath.
Main Street accounts buy umbrella when contracts or landlords require higher limits. Preferred-class primary files make excess shopping cleaner.
Describe contract requirements in your quote comments when a landlord or GC asks for specific limits.